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Privacy Policy

Last updated: June 3, 2025

Welcome to our cashflow management platform, designed especially for accountants and financial professionals to manage the financial data of multiple businesses. Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our system.

1. Information We Collect

When you create an account and use our system, we may collect the following data:

• Personal identification information (Name, Email address)
• Company names and financial records (income, expenses, cashflow reports)
• Usage data for system improvement

2. Use of Information

We use the collected information to:

• Provide and maintain the cashflow management services
• Allow accountants to manage multiple companies under a single account
• Improve and personalize user experience
• Ensure system security and performance

3. Payment Information

We do not store or process credit card information directly on our servers. All payment transactions, if applicable, are securely processed through third-party payment gateways compliant with PCI-DSS standards.

4. Data Security

We implement appropriate technical and organizational security measures to protect your data against unauthorized access, alteration, disclosure, or destruction.

5. Limitation of Liability

While we strive to provide an accurate and reliable platform, we are not responsible for any financial losses, damages, or liabilities that may occur as a result of using the system, including errors in data entry, reporting, or system downtime.

6. User Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account. You agree to use the system responsibly and in accordance with applicable laws and financial regulations.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised "last updated" date. We encourage you to review this policy periodically.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:
contact@poapps.com.br

No Consumer Credit or Financial Loans

Cashflow is a financial management platform designed exclusively for business and accounting professionals. The platform does not offer consumer credit, financing, personal loans, or any other financial services intended for individuals or businesses.

Terms of Service

Last updated: June 3, 2025

These Terms of Service ("Terms") govern your use of our cashflow management platform, created for accountants and financial professionals to manage the financial data of multiple businesses. By accessing or using our services, you agree to be bound by these Terms.

1. Use of the Platform

Our system is intended for professional use by accountants, financial consultants, and business managers to track, record, and analyze cashflow data for multiple companies. You are solely responsible for the accuracy and completeness of the financial information you input.

2. Account Registration

To use our services, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your login credentials and for any activity under your account.

3. Payment Terms

Some features or services may require payment. All payment transactions are securely processed through third-party providers. We do not store or process credit card information on our servers.

4. Limitation of Liability

Our system is a tool to assist in financial management. We are not liable for any financial losses, damages, liabilities, or legal issues resulting from the use of our services, including inaccuracies, delays, or system downtime.

5. Data Security

We take reasonable security measures to protect your data. However, you acknowledge that no system is 100% secure, and we cannot guarantee the absolute security of your information.

6. Prohibited Use

You agree not to:

• Use the platform for illegal or unauthorized purposes
• Attempt to gain unauthorized access to other accounts
• Disrupt or interfere with the security or performance of the system

7. Service Modifications

We reserve the right to modify, suspend, or discontinue any part of our services at any time, with or without notice.

8. Termination

We may suspend or terminate your account if you violate these Terms or engage in any activity that harms the integrity of our platform.

9. Changes to These Terms

We may revise these Terms from time to time. Any changes will be posted on this page with a revised "last updated" date. Continued use of the platform after such updates constitutes acceptance of the new Terms.

10. Contact Information

For any questions regarding these Terms, please contact us at:
contact@cashflow.poapps.com.br

No Consumer Credit or Financial Loans

Cashflow is a financial management platform designed exclusively for business and accounting professionals. The platform does not offer consumer credit, financing, personal loans, or any other financial services intended for individuals or businesses.